Savings Calculator
What it does:
Shows how your savings will grow over time with regular deposits and interest.
How it works:
You enter your initial deposit and interest rate. The calculator compounds your savings monthly or annually and shows your future savings balance.
Mortgage Calculator
What it does:
Helps you estimate your monthly mortgage payments based on your loan amount, interest rate, and term.
How it works:
You enter the loan amount, interest rate, and loan term (years). The calculator uses an amortization formula to compute your monthly repayment amount, breaking it down into interest and principal portions.
Q: Are the calculations accurate?
A: The results are designed to be as accurate as possible using standard formulas. However, they are for guidance only and don’t replace professional financial advice.
Q: Can I use different currencies?
A: Yes! You can switch between popular currencies like USD, GBP, and EUR in each calculator.
Q: What does the “Copy” button do?
A: It copies your latest result to your clipboard so you can save or share it easily.
Q: Why are my saved results showing multiple entries?
A: Each time you hit “Calculate,” your result is saved for comparison. Use the “Clear” button to remove all previous results.
Q: Are these calculators free to use?
A: Absolutely! Our tools are 100% free, and we don’t require any sign-up or payment.
Q: Can I trust this site?
A: Yes — we don’t store any personal data, and all calculations are processed instantly in your browser.
Last updated: May 12, 2025
This Privacy Policy describes Our policies and procedures on the collection, use, and disclosure of Your information when You use the Service and informs You about Your privacy rights and how the law protects You.
By using the Service, You agree to the collection and use of information in accordance with this Privacy Policy.
Words with capitalized initial letters have meanings defined under the following conditions. The definitions shall have the same meaning whether they appear in singular or plural.
For the purposes of this Privacy Policy:
Account means a unique account created for You to access our Service or parts of our Service.
Affiliate means an entity that controls, is controlled by, or is under common control with a party.
Company (referred to as "the Company", "We", "Us", or "Our") refers to Money Calculator 4U.
Cookies are small files placed on Your device that hold data, including Your browsing history.
Country refers to the United Kingdom.
Device means any device that can access the Service (e.g., computer, mobile phone).
Personal Data is any information that relates to an identified or identifiable individual.
Service refers to the Website.
Service Provider means a third-party company or individual that processes data on behalf of the Company.
Usage Data refers to data collected automatically, generated by the use of the Service.
Website refers to Money Calculator 4U, accessible from http://moneycalculator4u.com
You means the individual accessing or using the Service, or the legal entity on whose behalf such individual is accessing or using the Service.
Personal Data
While using Our Service, We may ask You to provide certain personally identifiable information including, but not limited to:
Usage Data
Usage Data
Usage Data is collected automatically when using the Service and may include:
IP address
Browser type and version
Pages visited
Time and date of visit
Time spent on pages
Device identifiers
Diagnostic data
When using a mobile device, additional data such as device type, OS, and mobile browser may be collected.
We use cookies and similar tracking technologies (e.g., beacons, scripts) for:
Authentication
User preferences
Analytics
Improving Service performance
Types of Cookies:
Necessary Cookies – Essential for website functionality
Notice Acceptance Cookies – To track user consent
Functionality Cookies – To remember user preferences
You can manage Cookies through your browser settings.
The Company may use Personal Data for the following purposes:
To provide and maintain the Service
To fulfill a contract
To manage Your requests
For data analysis, usage trends, and service improvement
We may share Your data with:
Service Providers
Affiliates
Business Partners
Other users (in public areas)
With Your consent
We retain Personal Data only as long as necessary to:
Comply with legal obligations
Resolve disputes
Enforce agreements
Usage Data may be retained for internal analysis unless otherwise required by law.
Your data may be transferred to and processed in countries with different data protection laws. By using our Service, You consent to such transfers. We ensure adequate security and compliance measures are in place.
You have the right to:
Access, update, or delete Your Personal Data
Request changes via account settings or by contacting Us
We may retain some data to meet legal obligations.
We may disclose Your Personal Data:
To comply with legal obligations
To protect rights and property
To prevent wrongdoing
To ensure safety of users or public
In connection with a merger, acquisition, or asset sale
We strive to use commercially acceptable means to protect Your data, but no method is 100% secure. Please use the Service responsibly.
We do not knowingly collect data from children under 13. If we become aware, we will remove the data promptly. Parental consent is required where applicable.
Our Service may contain links to third-party websites. We are not responsible for their content or privacy practices. We encourage You to read their Privacy Policies.
We may update this Privacy Policy from time to time. We will notify You via:
Email (if provided)
A prominent notice on our website
Changes become effective once posted.